Soni Koskela

Sondra "Soni" Koskela

Education

Arizona State University, Tempe AZ 1990

 Summa Cum Laude


 Master of Business Administration (MBA)
 with Finance Emphasis


  Bachelor of Science in General Business Administration
  with Finance and Accounting Emphasis

 

Experience

CAPITOL BANCORP LTD., Phoenix, AZ

Loan Review Officer, Loan Quality Control Specialist

Review loan underwriting and documentation within varied portfolios and multiple regions to ensure adherence to safety and soundness in underwriting, credit policy, and documentation requirements. Provide suggestions and training for efficient procedures and practices to maintain and improve origination and maintenance of multiple loan types. Designed procedural instructions and checklists and software programs to assist in their implementation.

 

COPPER STAR BANK, Scottsdale, AZ

Consultant, Loan Review, Compliance Officer

Audited bank policy and procedures to ensure enforcement of regulatory compliance requirements; Provided pre-closing and post-closing loan review to ensure loan policy's safety and soundness goals; Initiate new procedures that increase accuracy and efficiency in meeting bank objectives; Provided training and procedural "tools" for staff through formal presentations and internal forms; Designed decisional workflow charts and newsletters that reinforce policy objectives and teamwork.

 

BANKING PROJECT MANAGEMENT, L.L.C., Phoenix, AZ

President / Manager

Managed commercial banking projects for new and growing commercial banks, including audit or exam follow-up, departmental setup, project management, written procedures, staff training, procedures transition, report design, tickler setup, Federal Home Loan Bank applications, and CRA programs.


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